What Happens If You Get Hurt in a Florida Car Accident and The At Fault Driver Refuses To Call Insurance?

What Happens If You Get Hurt in a Florida Car Accident and The At Fault Driver Refuses To Call Insurance

Nobody ever prepares for getting into a car accident. You get, at most, a car that is dents and dinged up. In the worst case scenario, you might die or sustain severe damage. Following an accident, your thoughts could be racing and you might not know what to do at first. Even worse, in an attempt to evade responsibility, the other driver can decline to provide you their insurance or contact details. What can you do when this occurs? 

If the other driver refuses to give you their insurance information, don’t freak out. You can take action to safeguard your rights and make sure you receive the money you are entitled to if you maintain your composure. 

What to Do in Florida If a Driver Refuses to Provide Insurance Information

It is customary for the drivers involved in an auto accident in Florida to exchange insurance information with one another after the collision. It’s true that Florida is a “no-fault” state, meaning that in the event of an accident, drivers must contact their own insurance; nonetheless, you still need to share information with other drivers. 

For example, you might need to file a claim against the insurance provider of the irresponsible driver if your insurance does not cover accident-related costs. You might not be able to get the money you require if you don’t have their insurance numbers and contact details. 

Because of this, after a car accident, it’s crucial to think about what to do if a driver refuses to provide you their insurance information. You might need a second opinion from a car accident lawyer.

Prevent Disputes with Other Drivers

Avert a conflict with the motorist that struck your car if they won’t comply when you try to share information. Forcing a driver to divulge insurance information could result in a potentially violent altercation. Rather, you ought to learn as much as you can about the driver and the kind of car they are driving. 

A driver may refuse to share insurance information for a variety of reasons. For example, the irresponsible driver should refrain from sharing information if they have not secured insurance for their car. They might have illegal chemicals in the car or a warrant out for their arrest. It is advisable to avoid confronting the other driver and pressuring them to provide you with their information for these reasons.

Never try to manage an accident on your own without first contacting your insurance provider. To avoid culpability, some drivers could offer to give you money up front. Although this would be alluring, it might not be enough to pay for the repairs of your car or to get you treated for a major injury such a brain injury brought on by the collision. 

Furthermore, after leaving the site of the collision, the other driver can offer to pay you later in order to avoid talking to you about it at all.

It will be challenging to demonstrate that the irresponsible driver volunteered to cover the cost of any additional losses or injuries you may have had, as well as the damage to your car, unless you have a signed written agreement.

Speak with law enforcement

Making contact with police enforcement and asking for their assistance is your best bet for obtaining the required information. The facts of the collision and the other driver’s refusal to give you their insurance information should be reported to the law enforcement official. Law enforcement might be able to assist you in obtaining the necessary information.

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