Owning vs. Hosting an ATM: A Complete Guide

As a business owner, you’re probably always looking for ways to increase your revenue. If this is the case, have you considered placing an ATM at your location?

You’d be surprised how much it could earn you. In fact, over 70% of ATM withdrawals are used at the location they are withdrawn at. But that profit depends on whether you own an ATM or host one.

Let’s take a look at the difference between hosting and owning an ATM.

How Much Can You Make Owning an ATM?

Automatic teller machines (ATMs) are great ways to earn something called passive income. If you’re a business owner or landlord of a specific lot, you’re probably early active income with your business.

Passive income is anything that goes into your wallet without seeking out customers or selling anything directly. Passive income is excellent because it’s usually low maintenance.

But is it worth it to get an ATM?

Most of the time it depends on where you are located. When people use ATMs that aren’t at their bank, the machine charges a small fee around anywhere from $2-5. That’s the income that goes to your business.

While that seems small, consider what kind of business you are running. If your business sells products or services that require cash, tons of people will use the ATM. This amounts to much higher profits.

Owning an ATM machine also comes with other benefits:

  • You can advertise on the machine. This interests more customers
  • Convenient for your customers, which in turn increases their satisfaction
  • More cash used at your location equals lower credit card processing fees

How To Get An ATM At My Business?

Getting an ATM at your business is pretty easy. All you really have to do is make sure you have a good spot to put the ATM, and that you’re working with the right company.

Working with the right company ensures that you get great customer service and the highest quality ATMs in your area. You’ll also be able to provide that same great customer service to your clients as well.

On a side note, if you’re at all interested in Bitcoin ATMs, be sure to check out www.bytefederal.com.

Owning An ATM Business

Maybe you’re the one trying to start an ATM business.


However, keep in mind that just like any other business, there are tons of fees that go into owning such a business. Most of these go along with owning or processing the equipment and taxes involved with them.

You’ll also have to sell yourself to possible venues by telling them how beneficial it would be to have an ATM at their location.

You can even add your own ATM business to your current business. Just be sure to consider all the same expenses required.

Something To Consider: Rent An ATM

You might want to rent an ATM instead. If you aren’t financially able to purchase the ATM machine itself and maintain the costs involved with it, then this option is definitely for you.

Renting an ATM allows you to get the same benefits from owning an ATM business. The only catch is that you’ll receive less passive income profit gains.

But you’ll still receive reduced credit card fees, more traffic to your store, and increased customer happiness.

Is It Worth It?

Taking all these factors into considerations, owning an ATM or even renting one might be the perfect thing for your business! It can increase passive income, customer happiness, and active sales at your business.

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