All science fiction movies in the past show some form of biometric authentication that includes facial recognition, fingerprint scanning, retina scanning, DNA match, etc. It wrapped people’s mind around the fact that biometric technology would be unbreachable. Although it could be true for few facts, biometric technology utilizes unique human features that are different for each person. But on the other hand, just like any other security measure, the data that contains someone’s biometrics could be hacked or stolen.
It is the modern way of identity verification. As it could provide a high assurance during identity verification, most countries across the globe have integrated this solution on various sites that require high-security measures. Thus, this form of identity authentication is key to check the honesty of people that try to commit crimes with a stolen identity. This touch technology helps a lot to save your data from hackers.
However, if someone’s biometrics get stolen, it means they lost their only password. Because rather than putting up with multiple passwords, customers could use their biometric authentication. It offers convenience and ease, and it’s integrated with smartphones and other devices.
Challenges With Digital Identity And Biometric Authentication
The purpose of authentication is to ensure that digital identity is properly verified. The Northlandic countries have set the bar way higher by introducing digital identification to vendors. It offers seamless engagement of customers and merchants. Electronic IDs such as (eid), Bank ID, etc, are tied to passports, addresses, that also have an access to the credit ratings. Consumers have to enter a multifactor authentication and usually involves voice recognition. The system runs risk analysis during the interaction.
As biometrics are now integrated on mobile devices, the verification process has further simplified – offering convenience and ease to the customers. Nowadays mobile phone users have to enter an additional verification that either requires a fingerprint or pin code.
MultiFactor Authentication Combined With Biometrics
Biometric and multi-factor authentication is emerging in the world as a new standard. It is playing a vital role in different industries, from healthcare and financial services to law enforcement and enterprise security. The solution helps in capturing a wide range of biometric factors that includes everything from facial recognition to retina scanning.
Authentication is forever evolving that would require more advancements in the future. Usernames and passwords are the beginning, additional forms of authentication such as email and passwords are most widely used as well. User patterns, geolocation including facial recognition, fingerprint patterns address anomalies in identity verification that could ultimately block transactions if the customer is committing fraudulent activity.
Biometric authentication adds a whole new layer of verification that ensures the identification of a person for being unique. Step-up authentication methods such as tracking a person’s movement or how someone handles their mobile device could go well with biometrics. Combined with biometrics, other ways of verification could give organizations various queues that can be easily tracked.
How Biometric Authentication Could Prevent Frauds?
Fraudsters are quickly adapting to new ways to evade authorities and organizations during verification checks. As users verify their identity to onboard certain platforms, they are required to go through several stages of identification.
3D Masking: The software takes a screenshot of a person’s face and records a 3D map of a person. 3D face recognition tells the true identity of a person by taking into account features of their face. It offers a huge potential that is more accurate than its 2D counterpart.
Selfie Verification: During a selfie verification, AI operates a similarity matrix that matches the user’s face with an image on the ID document. The system checks the similarity of facial features in both images to stop any fraudulent attempts.
Image Quality Assessment: This method involves matching an original image with the filtered image to detect if the image offered for verification is real or fake.
Video Replay: Any spoof attacks in the replay videos are prevented by the system that could stop any potential criminal activities.
Security is a critical aspect that makes it necessary for biometrics to go through continuous advancements. Although biometric authentication has certain challenges. But despite all these risks, biometric usage is still gaining acceptance across various industries that rely heavily on security. It could also tackle one major issue pressing upon the digital economy by validating digital identities for smooth customer onboarding.
Biometric authentication methods identify and verify a person’s identity based on facial recognition, fingerprint scanning, and iris scanning, etc.